Your insurance card is something that isn’t very important to you until you get in an accident or get pulled over. If you don’t know where it is when these things happen then you can find yourself more stressed and frustrated. Ever ask yourself “Where is the best place to put my car insurance card?” Well, here is my suggestion of where the best place to store this all important document.
You always want to keep this in your car, never your wallet. You never know when your teenager is going to get pulled over. Most people keep theirs in the glove box, along with every registration their car has had, maps from places they haven’t visited in ten years, napkins from every fast food place known to man, and a plethora of other odds and ends. So rather than scrambling through all of these extras when you get pulled over or get involved in an accident, one should take five minutes and gather these important documents together. Many agents give their clients plastic holders to store their insurance cards and current registration. This is a wonderful way to keep everything together.
If you don’t have a plastic holder then a plastic baggie with a zipper is a great alternative. The documents you want to store in your holder are: your insurance cards, your registration, your emission & inspection results, and anything else required by the particular state you live in. All these documents expire every six months or annually depending on what length of policy you have.
Remember when your insurance information comes in the mail to take out your insurance cards and put them in your holder. Insurance companies are required to mail out renewal information at least two weeks in advance, so don’t shred your old cards until they are expired. A little bit of preparedness can cause you to avoid some unwanted pain (especially the kind that affects the size of your wallet).