Auto insurance covers your liability for damaged property and injuries done to others. You never know what happens on the road so; it’s a wise choice to choose auto insurance for yourself and be on the safe side. If in case you get involved in some road accident and don’t have auto insurance then its possible that you might face a situation of heavy fine, registration or/and license revocation or suspension and in some severe case a possible jail time on various states in US. This is general rules in most of the states and might vary slightly. First we will cover car insurance requirements in Washington State.
In Washington state, it is required that all drivers carry a 25/50/10 policy. This means $25,000 liability coverage for bodily injury for a single person, $50,000 coverage for bodily injury for multiple passengers, and $10,000 coverage for property damage. In Washington, you must carry proof of insurance at all times while driving. Failure to do so may result in you being ticketed and having your license suspended. This financial responsibility is in place so that all divers have the financial ability to pay for any damages or harm they may accidentally cause upon someones body or property. It is also quite comforting knowing that while you are driving, other drivers on the road with you also have this same minimum car insurance in case they cause an accident.
If you live in Washington DC, the requirements are the same as for Washington state, however you must also carry underinsured insurance coverage, which protects you incase of an accident with an underinsured motorist.
Now that you understand the minimum requirements for car insurance in Washington (State or DC), it’s time to start looking for the most affordable auto insurance quotes. Getting the best deal on auto insurance quotes used to be a pain. You’d have to call up one insurance company at a time, give them all your personal details, get a quote, then call the next company and repeat the process. You’d have to do with at least four or five companies to ensure you were getting the best rate. Nowadays, with the help of the internet, getting multiple car insurance quotes couldnt be easier. Generally, you can fill out 1 form (which usually takes less then 5 minutes) – and instantly you’ll be presented with multiple auto insurance quotes from various providers.