After buying a brand new car, its initial registration is usually effective for three years. This is particularly true here in the Philippines. When the first three years of the car registration expires, the owner would have to renew the registration with the Land Transportation Office (LTO) on yearly basis. If you have ever experienced dealing with government agencies in this country, you know that it can take forever to complete any important transaction. It will usually cost someone his entire day just to have a car renewal registration completed. If only time is not limited and we all have it in abundance, we would never care to learn of ways to expedite as much as we can these time-consuming but necessary transactions with government agencies.
I recently had to renew my car registration when the car turned three years old from the time I bought it in 2008. Before I went to the LTO, I made some research over the internet on the requirements and procedures to go through to renew my registration. The LTO official website details the steps to take, the forms to be filled-up and the necessary supporting documents needed. As it turned out, a Compulsory Third-Party Liability (CTPL) insurance is required before the agency will approve of the renewal. This insurance is supposed to compensate the family of any person who will become a casualty of a vehicular accident. Also needed is an inspection report which details the specifics of the vehicle and the corresponding emission test done to check if the smoke coming from the tail pipe is within the acceptable limits set by the government. These requirements seem easy enough to accomplish but the problem comes with the queuing of people going for renewal making this process a very time-consuming activity.
I was fortunate to be referred by a friend to an insurance firm with an office just beside the LTO in Angeles, Pampanga that handles vehicle registration renewal for a very minimal fee. I did not have to stay long in the LTO office for this particular renewal but only had to bring my car to the emission test site which is just across the street from the insurance firm office. After I made the payment amounting to 3,300 pesos and getting my car tested for emissions, I left them to handle the job. The next day, the registration is complete and the sticker for my plate number and windshield are both ready to prove the renewal. This transaction did not cause me to spend a day in LTO to waste my time waiting. I was able to attend to my day job and renew my car registration without needing to file for a vacation leave to finish it.