Consumers who are waiting to buy Florida auto insurance know that they have many options in front of them. With so much to think about, deciding what to do next is not always an easy task. That being said, Florida is one of the best places to live if you need to shop for coverage. The reason for this is simple: there are many companies that sell policies, and the average cost is not nearly as high as you would think.
The first thing to know about Florida auto insurance is that you should be shopping based on where you live. For instance, if you live in the biggest city, Jacksonville, the way you shop is going to be different than somebody in a small town. But no matter what, you can use the internet to find your next policy.
No matter where you live, your driving history will have a lot to say about how much you pay. Have you been in a lot of accidents? Do you have points on your license? If so, expect to pay more than those with a perfect record.
Important Florida car insurance coverage limits:
Property Damage Liability: $10,000 Limit
Personal Injury Protection: $10,000 Limit
Also, these cars are the most stolen in the state. If you drive one of them you are probably going to pay more for coverage:
1. Honda Civic
2. Honda Accord
3. Dodge Caravan
4. Toyota Camry
5. Chevrolet C/K 1500
Car insurance is most expensive in these Florida cities: Jacksonville, Miami, Orlando, and Tampa. That being said, there are ways to save.
If you truly want to get the best deal you should do what you can to compare as many Florida auto insurance quotes as possible. This will lead you towards the best policy soon enough!