Hiring a nanny can bring up lots of questions the parents may have never even considered before. One such question that can be especially difficult is that of providing the nanny with the use of a family car. There are many factors parents must consider when allowing a nanny to use a family vehicle, some legal, and others have more to do with personal levels of comfort and trust.
One way many families deal with the car issue is to have the nanny use her own car. If the family would like the nanny to use her own car, it is important to ask the nanny questions about her willingness to do so from the very first nanny interview. Remember that if the parents are expecting the nanny to use her own vehicle this will have to be reflected in the nanny pay according to current rate for the IRS mileage allowance. Gas money, routine repairs for wear and tear, and additional expenses will also have to be factored into the nanny pay on a regular basis. It is extremely important to check on the nanny’s car insurance and the laws defining liability in your state.
Once the family decides to allow the nanny to use a car, it is important to consider and clearly outline the limits of usage. For example, if the family employs a live-in nanny, the terms of usage of the car for non-work related purposes will have to be clearly outlined, preferably in contractual form. If the nanny uses the vehicle for personal use, decide how much of the expenses she should have to deduct from her nanny pay. Conversely, should something happen while the nanny is working and driving your vehicle from a fender bender to a full on accident, it should be clearly outlined who will be responsible for everything from the car insurance deductible to the increased insurance premium. The nanny will have to be added to the insurance, naturally, if she is driving the car, however, parents must be willing to accept the costs of any accident which is not the nanny’s fault. Ask the nanny questions about her willingness to sign various vehicle usage agreements as early as in the first nanny interview.
The decision to let anyone drive your car, especially with your kids inside is a big one, so take the time to thoroughly consider the idea before allowing your new nanny use of a family vehicle. Be sure that the nanny provide you with a motor vehicle driving printout of her driving record.